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Debt Management Service Provider

Program includes all types of "debt management" services including debt settlement, some loan modification activities, credit repair, debt proration and financial education programs.

"Debt Management Service" means performing any of the above activities for which a person receives money or other valuable consideration or expects to receive money or other valuable consideration. Debt Management Service Providers are required to be registered with the Department of Consumer and Business Services.

Information for consumers

Protect yourself from illegal debt management companies
Any company that offers to help you get out of debt, negotiate with creditors, or fix your credit rating must be registered in Oregon and meet strong standards under a new Oregon law. Click below for more information.

  • Report an illegal advertisement. Online form available in English or Spanish
  • Check to see if a company is registered
  • FAQs for consumers about debt management companies
  • FTC Consumer Information - Dealing with Debt
  • File a complaint
    If you have a complaint against a debt management service provider, please use our online complaint form. The form may also be printed and mailed or faxed to us. T
    he form is available in both English and Spanish versions.





    Registration information

    Click here for information on becoming registered as a debt management service provider including application forms.