• Home
• Highlights
• Introduction
• Premiums
  • Table 1 Oregon Workers' Compensation Total-System Premiums and Market Share by Type of Insurer for Calendar years 2007-2009 ($millions)
• Market Share
  • Figure 1: Total-System Written Premium and Market Share by Type of Insurer, Oregon, 1990-2009
• Private Insurers
  • Table 2: Premium and Ranking of 20 Largest Private Insurance Companies in 2009 Compared to 2008
• Loss Ratio
  • Figure 2: Average Loss Ratios for Private Insurers & SAIF Corporation, 1990-2009
• Profitability
  • Figure 3: Combined Ratio: Oregon vs. Countrywide, 1995-2009
  • Figure 4: Percent of Direct Premiums Earned Return on Net Worth, 1994-2009
• Dividends
  • Figure 5: Dividends paid or credited by SAIF and private insurers in Oregon, 1990-2009
  • Figure 6: Dividend Ratio 1990-2009
• Expense Loading Factors
  • Figure 7: Expense Loading Factors - Top 30 Private Insurers, SAIF Corporation, and average, 1990-2009
• Assigned Risk Pool
  • Figure 8: Adjusted Expense Factor, 1986-2011
  • Figure 9: Total Net Premium, Oregon Assigned Risk Pool, 1990-2009
  • Figure 10: Average Net Premium and Number of Employers, Oregon Assigned Risk Pool, 1990-2009
  • Figure 11: Residual Market Premiums as a Percent of Total Premiums Written, 1990-2009
• Self Insurers
  • Table 3: Self-Insured Covered Payroll, Simulated Manual Premium, Standard Premium, Net Premium, and Average Net Premium Rate for 1984-2009, with Year-to-Year Percentage Changes ($ thousands)
  • Figure 12: Average Self-Insurer Net Premium Rates per $100 of Payroll, 1985-2009
  • Figure 13: Number of Self-Insurers and Net Premium Totals by Premium Volume Groups, 2006 thru 2009
  • Table 4: Self-Insured Groups, 2008& 2009
• Large Deductible Premium Credits
  • Figure 14: Earned large Deductible Premium Credits (LDPC's)2000-2009 ($millions)
• Premium Rates
  • Chart 1: Pure Premium Rate Changes 1993-2011
• Employer Costs and Assessments
  • Table 5: Premium Assessments and Workers' Benefit Fund Assessment Calendar Years 2006-2009
  • Figure 15: Oregon Workers' Benefit Fund (Cents-per-Hour) Assessment Rate, 1991-2011
  • Figure 16: Oregon Workers' Compensation Premium Assessment Rate 1985-2011
  • Figure 17: Total Loaded Premium, Assessment and Contribution Paid per $100 of Payroll, 1995-2011

Appendix:

• AT1a - Summary of Workers' Compensation Insurance Business by Insurer Type for Calendar Year 2009

• AT1b - Summary of Workers' Compensation Insurance Business by Insurer Type for Calendar Year 2008

• AT 2 - Oregon Workers' Compensation Premiums, Loss Ratios, and Expense Loading Factors for Major Private Insurer Groups, 2008 and 2009

• AT 3 - Assigned Risk Pool Premiums Written and as Percent of Total Direct Premiums Written, Number of ARP Risks, and Average Size of Risks, by State, 2009

• AT 4 - Industry Requests for Average Manual Rate Changes and Final Rates Approved, 1966 to Date